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Understanding common scams and 
practical steps to help protect yourself.

Common Scams Affecting Older Adults

Older adults are increasingly being targeted by sophisticated
scams designed to exploit trust, urgency, confusion, and fear.

Medicare Scams
 Scammers pose as Medicare representatives, insurance agents,or government 
officials to obtain Medicare numbers or personal information.  Some  even 
promise to lower your current Medicare plan cost by as much as 30%.

Impersonation Scams – 
Scammers pretend to be from Social Security, 
the IRS, a bank, Amazon, Apple, or a utility company.

Tech Support Scams 
Fake computer warnings or calls claiming
a device or account has been compromised.

Romance and Relationship Scams
Scammers build trust through social media
or dating sites before requesting money.
 

Investment and Cryptocurrency Scams
 Fraudulent investment opportunities
promising unusually high returns.
 

Family Emergency or Grandparent Scams
 A caller claims a loved one urgently needs money.


 

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Kitboga is known for exposing scammers who target seniors.  
Click the Image to watch one of his most memorable scam calls.

 

Why Scammers Target Seniors

Accumulated savings and assets.

Eligibility for programs such as Medicare and Social Security.

Home ownership and financial stability.

A culture of trust and courtesy.

Technology differences.

Isolation and loneliness.

Confusion and information overload.

 

How To Protect Yourself From Scams

Pause before taking action.
Verify the sources independently.
Protect your Medicare number.
Do not share personal information with unknown callers.
Never allow unknown individuals remote access to your computer.
Be cautious with unusual payment requests.
Discuss suspicious requests with someone you trust.
Report suspected scams to consumer protection agencies. 
 

Resources

Federal Trade Commission
Medicare Fraud & Abuse
FBI Internet Crime Complaint Center
AARP Fraud Watch Network 
National Council on Aging

 

If you know someone who might benefit from this information, please feel free 
to share it with friends, family, clients, patients, employees, or others who may benefit.

 

Prepared as an educational resource by

Russ Swallow
Certified Senior Advisor
Licensed Insurance Adviser
508‑450‑2375
TheMedicareAdvisors.com

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